Home State Bank

About Us

At Home State Bank, we are focused on you! We understand that your financial needs are unique, and we have the experience, the personnel, and the products to guide you towards reaching your financial dreams and goals!


We first opened our doors in Kandiyohi, Minnesota in 1926 and have grown significantly, ever since. Today, we proudly serve a large area of central and west central Minnesota with locations in Willmar, Cosmos, Litchfield and Hutchinson.


Home State Bank offers a full line of FDIC-insured deposit services including: checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts, as well as a complete line of lending services: consumer loans, credit cards, mortgage loans, home equity lines of credit, and commercial and agricultural loans and lines of credit.


Stop in at any of our locations in Willmar, Cosmos, Litchfield, or Hutchinson and find out for yourself, why we truly are the 'People You Can Talk To'!